Hello!
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Are you sure that you should use such services? Is it possible to borrow money from family? At least in this case, you will definitely have the opportunity to get an interest-free or low-interest loan.

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I haven't, and I'm pretty sure the chances of you getting it are pretty low, so it would be better for you to look for other ways of increasing your money.

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I think if you really need money to work or use it for personal purposes why don't you contact the bank? When they get there, they will show you the loan contract with clear wordle for you to understand the obligations and responsibilities of both parties.

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