A credit report contains your credit score, your name and address, your loan information, credit limits, account names, credit history, credit inquiries, collections, late payment information. It’s your entire financial history. Creditors like credit card companies, banks, hospitals, and even phone/ internet providers, report your payments to all 3 credit bureaus (TransUnion, Equifax, and Experian) keep a record of everything reported to them by your creditors.
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