Medical Debt: 2022 Update

This summer, the three major credit bureaus, TransUnion, Experian, and Equifax, are making some big changes to their medical collections policy by announcing that they will delete 70% of medical collections from consumer credit reports by July 1, 2022. The credit bureaus will also stop adding new, unpaid medical collections to credit reports until those debts are a year old. And in 2023, medical collections under $500 will no longer show up on consumer credit reports.

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