An SBA microloan is a small business loan program offered through the U.S. Small Business Administration to help startups and small businesses grow. These loans typically range up to $50,000 and are designed for entrepreneurs who need small amounts of funding for things like working capital, inventory, equipment, or supplies. SBA microloans come with flexible terms and lower interest rates compared to traditional loans, making them a strong choice for new business owners who need support getting started. Whether you are building a dream from your kitchen table or expanding a local shop, an SBA microloan can provide the boost you need to move forward with confidence