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Probate is a legal process in which a will is being validated, and determine the inheritors to legally transfer the decedent's assets. After the asset holder dies the court assigns an executor that is named in the will or an administrator if there is no will, to proceed with the probate. All the assets of the deceased person is being collected to pay any liabilities remaining if any, and distribute the assets of the estate to the beneficiaries.
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Mortgage modification is a process where the terms of an existing mortgage are modified outside the original terms of the contract agreed to by the lender and borrower, due to missed mortgage payment, or and financial hardships. It may involve a reduction in the interest rate, an extension on your repayment period, a different type of loan, reduce your monthly payments to a more affordable one or any combination of the four.
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